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Credit

Deducting Credit Card Reward Donations

For years I’ve been accumulating reward points in Citi’s Thank You Network with my Citi mtvU credit card, usually turning them into student loan checks for ACS. With my student loans paid off and the conversion rate weaker (it used to be…

How to Switch Your Main Credit Card

I had a reader Jackson email me the other day asking about switching credit cards. It turns out that his current main credit card is being phased out and replaced with one whose rewards structure is less rewarding for him. The one thing…